How to Ditch Your 'Buy Now, Pay Later' Debt

Imagine you buy something and pay it off in small chunks, like a layaway.

This is 'buy now, pay later' or BNPL.

Sometimes, it's easy to miss these payments.

If you're struggling, there are a few ways to get rid of this debt.

You could pay off your smallest debts first (snowball) or the ones with the highest fees (avalanche).

Combining multiple BNPL loans into one big loan can make things easier.

In extreme cases, debt forgiveness might be an option, but it's usually for larger debts.

The key is to create a plan and stick to it.