India's Insurance Divide: Urban Overinsured, Rural Unprotected

Imagine some people have too much health insurance, and others don't have enough.

In India, people in cities often have multiple insurance plans, maybe even more than they need.

But in the countryside, many people can't use their insurance because it doesn't cover the local hospitals or they don't understand how to use it.

This creates a problem where some are over-protected and others are left without coverage.

The solution is to create insurance plans that truly fit the needs of different people and make it easy for them to use.