Archive · 20 Aug 2026
Gujarat Raises Overseas Study Income Ceiling to Rs 10 Lakh
Gujarat changed a rule for students who want to study in another country.
Earlier, their family could earn no more than Rs 6 lakh each year to qualify for the loan scheme.
Now, families earning up to Rs 10 lakh may qualify.
This means more middle-income students could apply for help.
The scheme offers loans of up to Rs 15 lakh for certain courses.
These include medical, postgraduate and equivalent courses after Class XII.
The money can help pay for tuition, housing and daily expenses.
Students must still follow the scheme’s other rules.
The government said the change should help deserving students pursue advanced education abroad.
Gujarat raised the annual family-income limit for unreserved students seeking overseas-study loans from Rs 6 lakh to Rs 10 lakh.
The revised scheme is implemented through the Gujarat Unreserved Educational and Economic Development Corporation.
Students with annual family incomes up to Rs 10 lakh may now apply, subject to other eligibility conditions.
The scheme provides loans of up to Rs 15 lakh for specified courses, including medical and postgraduate programs.
The assistance can help cover overseas tuition fees, accommodation and living costs.
- Who
- The Gujarat government, through the Gujarat Unreserved Educational and Economic Development Corporation, and unreserved-category students seeking higher education abroad.
- What
- The annual family-income ceiling for the overseas study-loan scheme was increased from Rs 6 lakh to Rs 10 lakh.
- When
- The change was announced on Wednesday, following Chief Minister Bhupendra Patel’s August 15 announcement, and was later formalised.
- Where
- Gujarat, for students pursuing higher education overseas.
- Why
- The government said the change would widen access for meritorious students from middle-income families and reduce financial barriers to overseas education.
- Previous income ceiling
- Rs 6 lakh per year
- Revised income ceiling
- Rs 10 lakh per year
- Maximum loan
- Up to Rs 15 lakh
- Eligible group
- Students from the unreserved category
- Administering body
- Gujarat Unreserved Educational and Economic Development Corporation
- Covered expenses
- Tuition fees, accommodation and living costs
- Specified courses
- Bachelor of medicine and bachelor of surgery, postgraduate courses, postgraduate diplomas, and equivalent courses after Class XII
