Archive · 23 Jul 2026
IndusInd Bank Q1 Profit Rises 72%
IndusInd Bank has reported a net profit of ₹1,037 crore for the first quarter of the financial year 2026-27.
The bank's total income for the quarter was ₹13,096.47 crore.
The bank's gross non-performing assets (NPA) were ₹11,095.35 crore, or 3.43% of gross advances.
The bank's Capital Adequacy Ratio was 17.48%, and the CET 1 Ratio was 16.20%.
The bank's board approved raising funds through debt securities for up to ₹20,000 crore and an additional ₹10,000 crore through equity instruments and/or convertible debt securities.
The bank's 32nd Annual General Meeting is scheduled for 27 August 2026.
IndusInd Bank reported a net profit of ₹1,037 crore for the June quarter.
Total income for the quarter was ₹13,096.47 crore.
Gross NPA stood at ₹11,095.35 crore, or 3.43% of gross advances.
Net NPA was ₹3,169.38 crore, or 1.00% of gross advances.
The bank's Capital Adequacy Ratio was 17.48%, with a CET 1 Ratio of 16.20%.
- Who
- IndusInd Bank
- What
- Reported a net profit of ₹1,037 crore for the June quarter
- When
- First quarter of the financial year 2026-27
- Where
- Mumbai
- Why
- To provide financial performance updates to stakeholders
Positive Financial Performance
Asset Quality Concerns
Profit Growth
Positive Financial Performance
The bank reported a net profit of ₹1,037 crore, indicating steady financial performance.
Asset Quality Concerns
The profit growth is commendable, but the bank's gross NPA of ₹11,095.35 crore raises concerns about asset quality.
Interest Earned
Positive Financial Performance
Consolidated interest earned increased to ₹11,309.94 crore, showing strong revenue generation.
Asset Quality Concerns
While interest earned has increased, the high level of NPAs could impact future earnings.
Capital Adequacy
Positive Financial Performance
The bank's Capital Adequacy Ratio of 17.48% and CET 1 Ratio of 16.20% indicate strong capital position.
Asset Quality Concerns
Despite strong capital adequacy, the high NPAs could pose risks to the bank's financial stability.
- Net Profit
- ₹1,037 crore
- Net Interest Income (NII)
- ₹4,685 crore
- Total Income
- ₹13,096.47 crore
- Gross NPA
- ₹11,095.35 crore (3.43% of gross advances)
- Net NPA
- ₹3,169.38 crore (1.00% of gross advances)
- Capital Adequacy Ratio
- 17.48%
- CET 1 Ratio
- 16.20%
- Earnings per Share
- ₹7.63 (basic and diluted)
- AGM Date
- 27 August 2026
Sources
IndusInd Bank Reports Net Profit At ₹1,037.05 Crore In June Quarter
IndusInd Bank Q1 Results 2026: Net profit surges 72% at ₹1,037 crore, NII up just 1%
IndusInd Bank Q1 FY27 profit jumps 72% YoY to Rs 1,037 crore; NII at Rs 4,685 crore
Induslnd Bank Q1 Result: Private Lender Posts 47% Rise In Net Profit To Rs 1k Cr
IndusInd Bank Q1 profit jumps 46% to Rs 1,003 crore; asset quality improves
