4 Ways to Possibly Lower Your Credit Card APR

Imagine your credit card is like borrowing money.

If you pay it back in full each month, you don't owe extra.

But if you don't, you pay interest, which can make your debt grow.

Credit card interest rates, called APRs, are going up.

To get a lower rate, try improving your credit score.

You can also call your credit card company and ask for a better rate.

If you find another card with a lower rate, show it to your company.

These steps can help you save money by paying less interest.