Archive · 31 Jul 2026
ESAF Small Finance Bank Posts ₹80.08 Crore Q1 Profit
ESAF Small Finance Bank made a profit of ₹80.08 crore in the first quarter of its 2026-27 financial year, turning a loss from the same period last year into a gain.
Its total income was ₹1,346.01 crore and it spent ₹997.03 crore.
The bank’s capital ratio is 23.86%, showing it has enough money to cover losses.
It used ₹85 crore it raised from bonds for its business plans and also raised the same amount in Tier II capital.
The bank also gave out 2,89,182 new shares to employees as part of a stock‑option plan.
Net profit ₹80.08 crore, up from ₹81.22 crore loss previous year
Total income ₹1,346.01 crore, expenses ₹997.03 crore
Capital Adequacy Ratio 23.86%, net worth ₹1,863.82 crore
₹85 crore from non‑convertible debentures fully utilized
Tier II capital raised ₹85 crore, 2,89,182 equity shares allotted
- Who
- ESAF Small Finance Bank
- What
- Reported standalone financial results for Q1 FY27
- When
- Quarter ended 30 June 2026; results approved 31 July 2026
- Where
- Mumbai, India
- Why
- To inform stakeholders of financial performance and capital raising
- Net profit
- ₹80.08 crore
- Total income
- ₹1,346.01 crore
- Total expenses
- ₹997.03 crore
- Capital Adequacy Ratio
- 23.86%
- Net worth
- ₹1,863.82 crore
- Issue proceeds utilized
- ₹85 crore
- Tier II capital raised
- ₹85 crore
- Equity shares allotted
- 2,89,182