Archive · 4 Sep 2026
Kotak Multi-Asset Fund Outperforms Amid Market Divergence
Different kinds of investments do not always rise and fall together.
In August, Indian stocks declined while gold rose at some points.
A multi-asset fund puts stocks, bonds, and precious metals into one investment.
Kotak Multi Asset Allocation Fund is one such fund.
Its direct-growth option gained 22.59% over the year ending August 28, 2026.
The average return for similar funds was 15.65%.
This strong recent result does not guarantee future gains.
The fund is still classified as very high risk, so investors can lose money.
Kotak Multi Asset Allocation Fund - Direct Growth returned 22.59% over one year through August 28, 2026, versus a 15.65% category average.
The fund invests across equities, debt, money-market instruments, and commodity-linked investments.
Its benchmark allocation comprises Nifty 500 TRI at 65%, short-duration debt at 25%, and gold and silver at 5% each.
Multi-asset allocation funds recorded approximately ₹6,296.81 crore in net inflows during August 2026, while category assets reached about ₹2.2 lakh crore in July.
The fund has a Very High Riskometer classification, meaning diversification does not eliminate the risk of losses.
- Who
- Kotak Multi Asset Allocation Fund and investors in multi-asset allocation funds.
- What
- The fund is drawing attention after delivering a 22.59% one-year return, above the 15.65% category average, amid divergent asset-class performance.
- When
- Performance data is as of August 28, 2026; the fund's assets are reported as of August 31, 2026, with category assets reported for July 2026.
- Where
- The fund is discussed in an August 2026 report from Mumbai, India.
- Why
- Changing performance across equities, fixed income, and precious metals has increased attention on diversification and asset allocation.
- Fund launch date
- September 22, 2023
- One-year fund return
- 22.59% for the Direct Growth option as of August 28, 2026
- Category average
- 15.65% over the same one-year period
- Benchmark allocation
- Nifty 500 TRI 65%; Nifty Short Duration Debt Index 25%; domestic gold 5%; domestic silver 5%
- Fund assets
- Approximately ₹15,282 crore as of August 31, 2026
- Category inflows
- Approximately ₹6,296.81 crore during August 2026
- Risk classification
- Very High Riskometer