Students Can Build Credit Without Income: Here's How

Some students want a credit score, but don't have a job or income.

Good news: they can still build credit!

They can use secured credit cards, which are like regular cards but need a deposit.

They can also become an authorized user on a parent's card, or take out a small credit builder loan.

The most important things are to pay bills on time and be responsible with the money they do borrow.

Building credit is more about how you pay back money, not how much money you make.

So students can have a good credit score, even if they don't have a job.