Archive · 28 Jul 2025
UPI Changes: New Rules Starting August 1, 2025
Starting August 1, 2025, India's UPI system, used for mobile payments, will have new rules.
You can only check your bank balance 50 times a day per app, and linked accounts 25 times.
Automatic payments, like for bills, will happen at specific times.
Checking the status of failed transactions will be limited to 3 times a day.
These changes aim to improve the system's speed and stability.
New Unified Payments Interface (UPI) rules will begin on August 1, 2025.
Users can check their bank balance a maximum of 50 times a day per UPI app.
Users can check linked bank accounts up to 25 times a day per app.
AutoPay transactions will run at fixed times.
Failed transaction status can be checked only 3 times a day.
- Who
- UPI users and the National Payments Corporation of India (NPCI).
- What
- Changes to India's Unified Payments Interface (UPI) system.
- When
- Starting August 1, 2025.
- Where
- India
- Why
- To improve UPI's performance and reduce response times.
- Implementation Date
- August 1, 2025
- Balance Checks Limit
- 50 times/day per app
- Linked Account Checks Limit
- 25 times/day per app
- AutoPay Timings
- Before 10 AM, Between 1 PM and 5 PM, After 9:30 PM
- Failed Transaction Checks
- 3 times/day, with a 90-second gap
- Payment Reversal Cap
- 10 requests/30 days, 5 per sender
