Archive · 14 Aug 2025
UPI P2P Collect Requests Banned from October 2025
Starting October 1, 2025, a way of asking for money using UPI is stopping because of scammers.
This feature let people request payments.
To make sure payments are safe, this change is happening.
You can still pay with QR codes or by typing in payment IDs.
Also, banks are now charging fees to companies that handle UPI payments for businesses.
This should not affect the way people send money to each other, but can affect the costs for businesses.
NPCI is banning UPI P2P 'collect requests' from October 1, 2025.
The feature allowed users to request money from others via UPI.
The ban is due to rising fraud concerns with the feature.
NPCI has instructed UPI member banks and apps to implement the changes.
PAs are being charged fees for handling UPI transactions
- Who
- UPI users and NPCI.
- What
- NPCI banning UPI P2P 'collect requests'.
- When
- Starting October 1, 2025.
- Where
- India.
- Why
- To prevent fraud.
Consumers
Merchants
Convenience vs Security
Consumers
Convenience: The existing feature was convenient for requesting and managing payments.
Merchants
Security: The ban is designed to improve the security of UPI transactions and reduce fraud.
- Affected Feature
- UPI P2P 'Collect Requests'
- Effective Date
- October 1, 2025
- Reason for Change
- Fraud Prevention
- Alternative Payment Methods
- Scan & Pay, UPI ID/number
- Additional Info
- PAs are being charged fees for UPI transactions
Sources
NPCI to tighten UPI rules: Peer to peer collect feature to end in October
NPCI issues order to block person to person ‘collect requests’ feature in UPI from October 1
PhonePe, GPay and Paytm UPI users alert: UPI payment rules to change from October 1: Check crucial details
NPCI asks banks, payments apps to block UPI P2P collect request from October 1
Autopay chaos near as thousands of @paytm handles to go on the blink
GPay, PhonePe Will Not Allow Users To Send Payment Requests From October 1: Here's Why
