Know Your Rights: Dealing with Loan Recovery Agents

When you borrow money and can't pay it back right away, the lender might send someone to help collect the debt.

These people must follow rules so they don't bother you at the wrong times or share your private information.

If they harass you or break the rules, you can take action.

The rules say they can't call too early or late, and they need to show ID.

Also, your loan details must stay private.

If they cause trouble, that's against the law.