Archive · 13 Jun 2025
₹10,000 Monthly SIP in Debt Fund Grows to Over ₹70 Lakh
Imagine putting ₹10,000 each month into a special savings plan called Franklin India Money Market Fund since 2002.
After 23 years, that plan would be worth over ₹70 lakh!
The fund invests in short-term things like CDs.
Experts say this is great, but past results don't always predict the future, so understand the risks and evaluate your time horizon.
A single investment of ₹10,000 has grown to almost ₹50,000.
Franklin India Money Market Fund has completed 23 years since its launch in 2002.
A ₹10,000 monthly SIP initiated at launch would be worth over ₹70 lakh as of May 30, 2025.
A one-time ₹10,000 investment at launch would have grown to ₹49,649.
The fund invests in short-term money market instruments like CDs and treasury bills.
The fund has outperformed its benchmark over 1-year, 5-year, and 15-year periods.
- Who
- Investors in the Franklin India Money Market Fund.
- What
- Franklin India Money Market Fund has shown significant growth.
- When
- Since its launch in 2002; the data is current as of May 30, 2025.
- Where
- N/A
- Why
- To highlight the fund's performance and provide information to investors.
Risk Perception
Future Outlook
Investment Risks
Risk Perception
Money market funds are seen by many as lower risk and suitable for investors looking for capital preservation.
Future Outlook
Experts caution that past performance is not an indicator of future returns. Interest rate changes, credit risk, and broader economic conditions can impact the value of these funds.
- Fund Name
- Franklin India Money Market Fund
- Launch Year
- 2002
- SIP Growth (23 years)
- Over ₹70 lakh
- One-time investment growth
- ₹49,649
- Investment Instruments
- Short-term money market instruments
- Fund holdings as of May 2025
- 87% in money market instruments and 12% in government securities