Archive · 14 Jan 2026
Bank of Maharashtra Q3 Profit Rises 26.5%
Bank of Maharashtra, a state-owned bank in India, recently announced that it made a lot more money in the last three months of 2025 compared to the same time last year.
The bank's profit went up by 26.5%, and it also decided to give some of that money back to its shareholders as a dividend.
The bank also shared that it has been doing better at lending money and collecting interest, and it has fewer bad loans now.
However, some measures like the Capital Adequacy Ratio and Net Interest Margin went down a bit.
Overall, the bank is doing well and has big plans for the future, including growing its business in a special financial zone in Gandhinagar.
The share price of the bank initially jumped by 4% after the results were announced but later settled flat.
Bank of Maharashtra reported a 26.5% rise in net profit to ₹1,779 crore for Q3FY26, up from ₹1,406 crore in Q3FY25.
Total income increased to ₹8,277 crore in Q3FY26, compared to ₹7,112 crore in Q3FY25, with interest income rising to ₹7,344 crore from ₹6,325 crore.
Net Interest Income grew by 16% to ₹3,422 crore in Q3FY26, and the bank's board approved a 10% interim dividend of ₹1 per share.
Gross Non-Performing Assets (NPAs) reduced to 1.60% of gross loans, and net NPAs decreased to 0.15%, leading to a decline in provision and contingencies to ₹728 crore.
The bank's Capital Adequacy Ratio moderated to 17.06%, and Net Interest Margin declined to 3.88%, while the Provision Coverage Ratio improved to 98.41%, and Return on Assets increased to 1.86%.
- Who
- Bank of Maharashtra (BoM)
- What
- Reported a 26.5% rise in net profit for Q3FY26, declared a 10% interim dividend, and showed improvements in various financial metrics.
- When
- Third quarter ended December 2025, with data also covering the nine-month period up to December 2025.
- Where
- Pune, India, with operations including the IFSC Banking Unit at GIFT City, Gandhinagar.
- Why
- The bank experienced growth in interest income, reduced non-performing assets, and improved overall financial performance.
- Net Profit (Q3FY26)
- ₹1,779 crore
- Net Profit (Q3FY25)
- ₹1,406 crore
- Total Income (Q3FY26)
- ₹8,277 crore
- Total Income (Q3FY25)
- ₹7,112 crore
- Interest Income (Q3FY26)
- ₹7,344 crore
- Interest Income (Q3FY25)
- ₹6,325 crore
- Net Interest Income (Q3FY26)
- ₹3,422 crore
- Net Interest Income (Q3FY25)
- ₹2,943 crore
- Interim Dividend
- 10% (₹1 per share)
- Gross NPAs (Dec 2025)
- 1.60%
- Gross NPAs (Dec 2024)
- 1.80%
- Net NPAs (Dec 2025)
- 0.15%
- Net NPAs (Dec 2024)
- 0.2%
- Provision and Contingencies (Q3FY26)
- ₹728 crore
- Provision and Contingencies (Q3FY25)
- ₹841 crore
- Capital Adequacy Ratio (Q3FY26)
- 17.06%
- Capital Adequacy Ratio (Q3FY25)
- 18.71%
- Net Interest Margin (Q3FY26)
- 3.88%
- Net Interest Margin (Q3FY25)
- 3.98%
- Provision Coverage Ratio (Dec 2025)
- 98.41%
- Provision Coverage Ratio (Dec 2024)
- 98.28%
- Return on Assets (Q3FY26)
- 1.86%
- Return on Assets (Q3FY25)
- 1.78%
- Net Profit (9M FY26)
- ₹5,005 crore
- Net Profit (9M FY25)
- ₹4,027 crore
- Total Income (9M FY26)
- ₹24,129 crore
- Total Income (9M FY25)
- ₹20,690 crore
- Operating Profit (9M FY26)
- ₹7,880 crore
- Operating Profit (9M FY25)
- ₹6,799 crore
- Covid-19 Provision (Dec 2025)
- ₹1,200 crore
- IFSC Banking Unit Business (since Sep 2025)
- ₹3,540 crore
Sources
Bank of Maharashtra posts 26.5% profit growth, declares interim dividend
Bank of Maharashtra Q3 profit up 27% at ₹1,779 crore, declares 10% interim dividend
Bank of Maharashtra net profit up 26.51%; targets $ 1 billion busines from GIFT City
BoM Q3 net profit up 27% at ₹1,779 cr
Bank of Maharashtra share price jumps 4% after Q3 results. Buy or sell?
Q3 Results 14th Jan Live: Infosys, ICICI Prudential AMC, Union Bank of India, HDFC AMC, Billionbrains Garage Ventures, HDB Financial, IOB, Network 18 to announce Q3 results, Tala Elxsi shares down, IC
Axis Finance FY26 Q3 Results: Profit Falls To ₹19,525 Cr In Q3 After ₹22,876 Cr In Q2, Income Stays Strong At ₹1.29 Lakh Cr
Infosys Q3 Results 2026 LIVE: Net profit, revenue may see modest growth QoQ; deal wins, FY26 guidance eyed
IREDA shines in December quarter, but NPA risks remain
Union Bank of India Q3 Results: Net profit rises 9% to ₹5,017 crore, NII up 1% YoY
Union Bank of India Q3 results: Net profit rises 9% to Rs 5,017 crore; stock jumps 8%
IOB Q3 profit jumps 63% y-o-y, shares gain
ICICI Lombard: Should investors rejoice over faster Q3 premium growth or worry about the net profit decline?
Infosys Q3 results: Profit slips 2% YoY, large deal TCV at $4.8 billion— 5 key highlights
Mangalore Refinery Q3 Profit Drops 62% To ₹604 Crore, Revenue Dips To ₹25,352 Crore Amid Volatile Quarters
Infosys Q3 results: Profit slips 2% YoY to Rs 6,654 crore; revenue up 9%
MRPL Q3 results: PAT surges to ₹1,445 crore
ICICI Prudential Life shares down, Street flags resilient margins despite GST headwinds
Indian Overseas Bank quarter 3 profit jumps 56% to Rs 1,365 crore
Infosys Q3FY26: From FY26 revenue guidance, to Rs 1,289 crore labour code hit profit, 5 key takeaways
Union Bank beats estimates, profit jumps to Rs 5,017 crore
IOB Q3 profit up 56% y-o-y on credit growth, tax regime change
Q3 Results 14th Jan Highlights: Infosys profit dips, Groww profit tanks in Q3, HDFC AMC, ICICI Pru AMC net grows 20%, Union Bank profit up 9%, HDB Financial net profit vaults 36%, IOB profit vaults 56
Infosys’ profit falls 2.2% in Q3 under the impact of new labour codes
India's Unsecured Loan & Credit Demand Skyrockets; Overall Bank Credit Crosses ₹200Lk Cr
Younger borrowers drive new credit growth, mid-age segment anchors loan portfolios: CRIF High Mark report
Bank deposits and loans soared in the last fortnight of Q3FY26
