Archive · 18 Jul 2026
Health Insurance Buyers Save 20% by Comparing Plans
People in India are now comparing different health insurance plans before buying them.
This helps them save money because they can find better prices.
About 75% of people look at at least three plans before deciding.
The prices for similar plans can be very different, sometimes up to 70%.
For example, a family in Delhi can pay between ₹773 and ₹2,426 for the same insurance.
People who compare plans pay about 20% less on average.
They also look at other things like which hospitals are included and how much they have to pay when they use the insurance.
This is important because healthcare costs are going up, and people want to make sure they have good insurance without spending too much.
Health insurance buyers in India save an average of 20% by comparing multiple plans.
75% of buyers compare at least three health insurance plans before purchasing.
Premiums for similar profiles can vary by up to 70% across insurers.
Buyers who compare plans pay around ₹25,000 on average, while non-comparers pay around ₹30,000.
Customers are increasingly evaluating factors beyond price, such as hospital network and policy benefits.
- Who
- Health insurance buyers in India
- What
- Comparing multiple health insurance plans before purchasing
- When
- Current trend, driven by digital platforms
- Where
- India
- Why
- To save on premiums and make informed decisions
- Average Premium Savings
- 20% lower for those who compare
- Comparison Behavior
- 75% compare at least three plans
- Premium Variation
- Up to 70% for similar profiles
- Young Family Example
- ₹773–₹2,426/month for ₹10 lakh policy
- Senior Couple Example
- ₹2,423–₹5,562/month for similar coverage
- Average Premium After Comparison
- ₹25,000
- Average Premium Without Comparison
- ₹30,000
- Most Active Comparison Group
- Ages 28–45, especially families