Archive · 2 Oct 2026
Home Loan Rates Span Fixed and Floating Offers
Banks and housing finance companies offer home loans with different interest rates.
Some rates stay fixed for a stated period, while floating rates can change.
The listed floating bank rates start at 7.0% and go as high as 13.20%.
Housing finance companies list floating rates from 7.15% to 20%.
Fixed bank rates range from 8.20% to 14.00%.
LIC Housing Finance Limited lists fixed rates between 10% and 10.25%.
The rate can depend on the lender and the amount borrowed.
Some lenders show different rates for different loan amounts.
Fixed-rate loans may later move to floating rates under the lender’s terms.
Floating bank home-loan rates range from 7.0% to 13.20% across listed institutions.
Housing finance companies’ floating rates range from 7.15% to 20%.
Fixed bank rates range from 8.20% to 14.00%, depending on loan slab and institution.
LIC Housing Finance Limited lists fixed rates of 10% to 10.25%.
Rates were compiled from respective lenders’ websites on October 2, 2026, and terms may vary.
- Who
- Banks and housing finance companies listed by BankBazaar.com.
- What
- A comparison of fixed and floating home-loan interest rates across lenders and loan amounts.
- When
- October 2, 2026.
- Where
- Not specified in the article.
- Why
- To provide a comprehensive comparison of home-loan interest rates on offer.
- Compilation date
- October 2, 2026
- Source
- BankBazaar.com, using respective lenders’ websites
- Floating bank range
- 7.0% to 13.20% among the listed banks
- Fixed bank range
- 8.20% to 14.00% among the listed fixed-rate bank offers
- Floating housing-finance range
- 7.15% to 20% among the listed companies
- LIC Housing Finance Limited fixed rate
- 10% to 10.25%
- Important condition
- Some fixed rates apply only for a specified period before prevailing floating rates may apply