Archive · 2 Dec 2025
RBI Ombudsman Complaints Rise 13% in FY25
In the fiscal year 2025, the Reserve Bank of India (RBI) received 13% more complaints from people about banks and financial services compared to the previous year.
This means more people are reporting problems with their banks.
Most of these complaints were about loans and credit cards.
Interestingly, complaints about using banking apps on phones went down by about 13%.
Private banks had the most complaints, while government-owned banks saw fewer complaints.
The RBI is working to address these issues and has a system to handle and resolve these complaints.
The RBI received 13,34,244 complaints in FY25, a 13% increase from FY24.
Complaints against private sector lenders and small finance banks saw a significant surge.
Loan and credit card-related complaints were the highest in FY25.
Complaints related to mobile/electronic banking decreased by 12.74% year-on-year.
Private sector banks accounted for 37.53% of total complaints, while state-owned banks saw an 8.45% decrease in complaints.
- Who
- Reserve Bank of India (RBI)
- What
- 13% increase in consumer complaints under the Ombudsman scheme in FY25
- When
- Fiscal Year 2025 (FY25)
- Where
- India
- Why
- Not explicitly stated in the articles
- Total Complaints in FY25
- 13,34,244
- Total Complaints in FY24
- 11,75,075
- Growth in Complaints (FY24)
- 33%
- Growth in Complaints (FY25)
- 13%
- Complaints Received by ORBIOs in 2021
- 2,96,321
- Complaints Sent to ORBIOs in FY25
- 1,08,331
- Complaints Sent to CEPCs in FY25
- 10,589
- Non-Complaints/Non-Maintainable Complaints in FY25
- 7,76,336
- Pending Complaints as of March 31, 2025
- 16,128
- Complaints Related to Loans and Advances
- Highest in FY25
- Complaints Related to Credit Cards
- Second-Highest in FY25
- Complaints Related to Mobile/Electronic Banking
- Decreased by 12.74%
- Complaints Against Banks
- 2,41,601 (81.53%)
- Complaints Against NBFCs
- 43,864 (14.80%)
- Complaints Against Private Sector Banks
- 37.53% of total complaints
- Complaints Against State-Owned Banks
- Decreased by 8.45%
- Complaints Against Private Sector Lenders
- Increased by 10%
- Complaints Against Small Finance Banks
- Increased by 42%