Archive · 26 Oct 2025
Private Banks' Q2 Results: Varying Growth Trajectories
In the second quarter of the fiscal year, India's top private banks showed different performances.
ICICI Bank led in profit and asset quality.
HDFC Bank saw strong loan growth.
Kotak Mahindra Bank performed well, but its high valuation might affect future growth.
Axis Bank saw a rebound in loan growth.
IndusInd Bank had losses due to more money set aside for potential losses.
These varying results show the different paths these banks are taking.
ICICI Bank led in profitability and asset quality, with the highest ROA.
HDFC Bank's loan growth showed normalisation.
Kotak Mahindra Bank experienced strong loan and deposit growth.
Axis Bank showed a notable rebound in loan growth.
IndusInd Bank reported losses due to increased provisioning.
- Who
- Private Sector Banks
- What
- Reported Q2 financial results
- When
- Q2 FY26
- Where
- India
- Why
- Due to various factors including loan growth and NIM compression
Positive Performance
Challenges and Slowdowns
Loan Growth
Positive Performance
Banks like ICICI and HDFC demonstrated positive loan growth.
Challenges and Slowdowns
IndusInd Bank experienced a decline in its loan book.
Net Interest Margin (NIM)
Positive Performance
ICICI maintained relatively stable NIM.
Challenges and Slowdowns
Other banks faced NIM compression.
- ICICI Bank Loan Growth (YoY)
- 10.30%
- HDFC Bank Loan Growth (YoY)
- 9.90%
- Kotak Loan Growth (YoY)
- 15.80%
- Axis Bank Loan Growth (YoY)
- 11.70%
- IndusInd Loan Growth (YoY)
- -8.80%
- ICICI Bank Net Interest Margin (NIM)
- 4.30%
- HDFC Bank Net Interest Margin (NIM)
- 3.27%
- Kotak Mahindra Bank Net Profit (Q2FY26)
- ₹3253 crore
Sources
Kotak Mahindra Bank Q2FY6: Profit down 2.7% YoY, NII up 4.2%
Kotak Mahindra Bank Q2 results: Profit dips 3% to Rs 3,253 crore, NII sees 4% growth
Kotak Mahindra Bank Q2 results: Net profit falls 2.7%, interest income rises 4%
Kotak Mahindra Bank Q2 results 2025: Net profit falls 2% to ₹3,253 crore, NII up 4%
Karur Vysya Bank targets FY26 with stable loan book and controlled NPAs
Kotak Mahindra Bank Q2 PAT down 3% on higher provisions
Kotak Mahindra Bank sees margin recovery in H2, overall asset quality stable for now
Kotak Bank’s PAT down 3% in Q2
Kotak Mahindra Bank reports 3 per cent fall in Q2FY26 standalone profit amid rising provisions
