Archive · 5 Aug 2025
Real Estate Challenged: Mutual Funds Outperform Property, Experts Say
Some experts are saying that owning property might not be the best way to make your money grow.
They've noticed that real estate in big cities hasn't made as much money as things like investing in funds.
A financial expert named Saurabh Jain, decided to invest in mutual funds and EPF and got great returns.
This teaches that consistent saving, smart investments and patience can work better than trying to make a quick profit.
The article suggests real estate isn't the safest bet anymore.
Devina Mehra criticized real estate, citing underperformance compared to mutual funds and fixed deposits.
She highlighted that property investments in Mumbai and Bengaluru have shown losses relative to inflation.
Saurabh Jain, a banker, achieved a 17-18% CAGR over 25 years by investing in mutual funds and EPF.
Jain's strategy emphasizes high savings and long-term compounding over short-term gains.
The article suggests that real estate may no longer be the safest bet for building wealth, unlike mutual funds.
- Who
- Devina Mehra, Saurabh Jain.
- What
- An analysis of real estate investments versus mutual funds as wealth-building strategies.
- When
- Information presented from 2025.
- Where
- Mumbai and Bengaluru, India.
- Why
- To highlight the potential drawbacks of real estate and the benefits of alternative investment strategies.
Traditional Real Estate
Mutual Funds
Perceived vs. Actual Returns
Traditional Real Estate
Considered a secure investment
Mutual Funds
Lower returns, high costs
Wealth Building Strategy
Traditional Real Estate
Long-held belief of wealth creation
Mutual Funds
Risk of loss relative to inflation
- Expert
- Devina Mehra, Saurabh Jain
- Jain's Investments
- Mutual funds, EPF
- Jain's CAGR
- 17-18%
- Real Estate Performance
- Underperformed inflation in Mumbai and Bengaluru
