Archive · 12 Dec 2025
Ankur Warikoo's Advice on Education Loan
A 25-year-old man wrote to Ankur Warikoo about his struggles with a Rs 40 lakh education loan.
He explained that his current salary is not enough to cover his expenses and loan EMI, and he feels ashamed and helpless.
Ankur Warikoo advised him to stop asking for help from his dad and figure out his situation on his own, suggesting that the mental health hit he is experiencing is a privilege.
This advice sparked a debate on social media, with many people criticizing Warikoo's approach as toxic and insensitive.
A 25-year-old man with a Rs 40 lakh education loan sought advice from Ankur Warikoo.
He explained his financial struggles, including a low salary and high expenses.
Warikoo advised him to stop asking for help from his dad and figure out his situation on his own.
Warikoo's advice sparked a debate on social media, with many criticizing it as toxic and insensitive.
The man's current salary is Rs 56,000, with a monthly EMI of Rs 45,000, rent of Rs 12,000, travel expenses of Rs 3,000, and other expenses of Rs 10,000.
- Who
- A 25-year-old with an education loan and Ankur Warikoo
- What
- Ankur Warikoo's advice to a 25-year-old struggling with education loan repayment
- When
- The email was received and posted on December 6, 2025
- Where
- The 25-year-old is in Pune, India
- Why
- The 25-year-old is struggling to manage his education loan repayment and living expenses
- Person's Age
- 25
- Education Loan Amount
- Rs 40 lakh
- Current Salary
- Rs 56,000
- Monthly EMI
- Rs 45,000
- Rent
- Rs 12,000
- Travel Expenses
- Rs 3,000
- Other Expenses
- Rs 10,000
- Parental Support
- Rs 20,000 per month
