Archive · 27 Dec 2025
Viva Money Celebrates Two Years in India's Digital Lending Market
Viva Money is a digital lending company that has been operating in India for two years.
It offers instant loans up to ₹2,00,000 at 0% interest for up to 51 days through its mobile app.
The company has helped people manage their short-term financial needs by providing quick and transparent credit access.
Viva Money has grown significantly, serving over 50,000 active customers and maintaining a loan portfolio of ₹1.5 billion.
It operates in five Indian states and aims to reach 350,000 active customers by the end of 2026.
The company focuses on making borrowing simple, fair, and supportive, encouraging responsible financial habits.
Viva Money celebrates two years in India's digital lending market, offering instant loans up to ₹2,00,000 at 0% interest for up to 51 days.
The company has grown significantly, serving over 50,000 active customers and maintaining a loan portfolio of ₹1.5 billion.
Viva Money operates in five Indian states: Karnataka, Gujarat, Maharashtra, Tamil Nadu, and Goa.
The company has doubled its yearly loan issuances, with ₹383 crore disbursed in 2025, and the average loan size has increased to ₹65,000.
Viva Money aims to reach 350,000 active customers by the end of 2026, focusing on making borrowing simple, fair, and supportive.
- Who
- Viva Money
- What
- Celebrated two years in India's digital lending market
- When
- After two years of operation
- Where
- India (Karnataka, Gujarat, Maharashtra, Tamil Nadu, Goa)
- Why
- To provide instant, transparent, and flexible credit access
- Company Age
- 2 years
- Loan Portfolio
- ₹1.5 billion
- Active Customers
- 50,000
- Loan Disbursed in 2025
- ₹383 crore
- Average Loan Size
- ₹65,000
- Operating States
- Karnataka, Gujarat, Maharashtra, Tamil Nadu, Goa
- Processing Speed
- 4× faster
- Delinquency Rate (DPD 30)
- Below 5%