Archive · 19 Dec 2025
RBI approves risk-based deposit insurance framework
The Reserve Bank of India (RBI) had a big meeting in Hyderabad.
They decided to make a new rule called a risk-based deposit insurance framework.
This means that the insurance for people's money in banks will depend on how risky the bank is.
They also talked about how the world and India's economy are doing and looked at a report about how banks are working.
The meeting was led by the RBI Governor and included other important people from the bank.
The RBI board approved a risk-based deposit insurance framework for banks.
The decision was made during the 620th meeting of the central board in Hyderabad.
The board discussed global and domestic economic challenges and reviewed central office departments' activities.
The meeting was chaired by RBI Governor Sanjay Malhotra and attended by deputy governors and other board members.
The board examined the draft Report on Trend and Progress of Banking in India, 2024-25.
- Who
- RBI board of directors, including Governor Sanjay Malhotra and Deputy Governors T Rabi Sankar, Swaminathan J, Dr Poonam Gupta, and Shirish Chandra Murmu
- What
- Approval of a risk-based deposit insurance framework for banks
- When
- December 18, 2025
- Where
- Hyderabad, Telangana
- Why
- To address global and domestic economic challenges and enhance banking sector stability
- Organization
- Reserve Bank of India (RBI)
- Meeting Number
- 620th
- Location
- Hyderabad
- Chairperson
- RBI Governor Sanjay Malhotra
- Framework Approved
- Risk-based deposit insurance framework
- Report Discussed
- Report on Trend and Progress of Banking in India, 2024-25
Sources
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RBI board approves risk-based deposit insurance framework
RBI’s central board approves risk-based deposit insurance framework for banks
