Archive · 19 Nov 2025
Man Discovers Rs 18.5 Lakh Loan After Father's Death, Seeks Internet's Advice
A man found out his father had taken a big loan before he died.
The man can't afford to pay it back, so he asked the internet for help.
People told him he might not have to pay it because it's not insured.
He's going to ask the bank for more information and might hire a lawyer.
Man finds out about his father's Rs 18.5 lakh personal loan after his death
Loan was not insured, leaving him with unaffordable EMI of Rs 36,000
Internet users advise he doesn't have to pay the loan as it's unsecured
Bank manager couldn't provide clear information about insurance payout
Man plans to hire a lawyer and request loan agreement and insurance claim procedure
- Who
- A man and his mother
- What
- Discovered a personal loan of Rs 18.5 lakh after the man's father died
- When
- About 2 weeks after the father's death
- Where
- State Bank of India (SBI)
- Why
- The father had taken the loan, and the man is unsure about his liability
Man's Perspective
Internet Users' Advice
Loan Liability
Man's Perspective
Man is confused about his liability to pay the loan
Internet Users' Advice
Internet users advise he doesn't have to pay as it's unsecured
Insurance Payout
Man's Perspective
Bank manager couldn't provide clear information
Internet Users' Advice
Internet users suggest checking loan document for insurance details
- Loan Amount
- Rs 18.5 lakh
- Initial EMI
- Rs 36,000
- Man's Salary
- Roughly Rs 40,000
- Loan Type
- Unsecured personal loan
- Bank
- State Bank of India (SBI)