Archive · 5 Dec 2025
India Shifts to Diversified Crypto Portfolios
Indian investors are now putting their money into different types of digital currencies instead of just one.
They are doing more research and spreading their investments across various tokens.
More people from smaller cities are getting involved, and women are also participating more.
The average investor is older, showing that more financially stable people are getting into crypto.
Big cities like Bengaluru and Mumbai are very active, but smaller cities are also becoming important hubs.
Experts think this trend will continue as more institutions around the world start investing in crypto.
Indian investors are diversifying their crypto portfolios, holding five tokens on average, up from two to three in 2022.
Layer-1 networks account for 43.3% of investor portfolios, followed by Bitcoin at 26.5% and meme tokens at 11.8%.
Non-metro cities contribute 40% of India's crypto users, with significant activity in cities like Lucknow, Pune, and Jaipur.
The average investor age has increased to 32, reflecting greater financial stability, and female participation has doubled.
Global regulatory clarity and institutional participation are driving structural maturity in the crypto market.
- Who
- Indian investors, including those from non-metro cities
- What
- Shift to diversified crypto portfolios and increased crypto adoption
- When
- FY25 (2025 Annual Report)
- Where
- India, with significant activity in Tier-2 and Tier-3 cities
- Why
- Structural maturity, regulatory clarity, and growing financial stability among investors
- Trading Volume
- ₹51,333 crore in FY25
- Average Portfolio Holdings
- Five tokens (up from 2-3 in 2022)
- Portfolio Allocation
- 43.3% Layer-1 networks, 26.5% Bitcoin, 11.8% meme tokens
- Non-Metro Contribution
- 40% of India's crypto users
- Average Investor Age
- 32 years (up from 25)
- Female Participation
- Doubled over the year
- Institutional Crypto Holdings
- 55% of hedge funds hold crypto with 7% average allocation