Archive · 17 Dec 2025
S&P Global Upgrades IIFL Finance Outlook to Positive
S&P Global Ratings has changed its view on IIFL Finance from 'Stable' to 'Positive'.
This is because IIFL Finance is doing better in the gold loan business after a ban was lifted.
The company is also reducing its risks in other areas, which should help it manage its debts better.
S&P expects IIFL to keep strong financial health in the next year and believes the company's costs for bad loans will be highest this fiscal year.
S&P Global Ratings upgraded IIFL Finance's outlook to 'Positive' from 'Stable'.
The upgrade is due to IIFL's strengthening market share in gold financing.
The company's portfolio pruning and reduced microfinance exposure are expected to lower credit costs.
S&P expects IIFL's credit costs to peak in the fiscal year ending March 31, 2026.
The ratings agency affirmed IIFL Finance's 'B+/B' ratings.
- Who
- S&P Global Ratings
- What
- Upgraded IIFL Finance's outlook to 'Positive'
- When
- Not specified
- Where
- Not specified
- Why
- Due to recovering market share in gold loans and expected credit cost reduction
- Company
- IIFL Finance
- Rating Agency
- S&P Global Ratings
- Previous Outlook
- Stable
- New Outlook
- Positive
- Affirmed Ratings
- B+/B
- Key Factor
- Recovering market share in gold loans
- Expected Credit Costs Peak
- Fiscal year ending March 31, 2026
