Archive · 24 Jan 2026
Kotak Mahindra Bank Reports Strong Q3 Performance
Kotak Mahindra Bank recently shared its financial results for the third quarter of the fiscal year 2025-2026.
The bank's overall profit grew by 4% compared to the same period last year, reaching ₹3,446 crore.
The bank's total revenue also saw a significant increase.
The bank's asset quality improved, with fewer bad loans.
The bank's board approved a plan to raise up to ₹15,000 crore through bonds for the next financial year.
The bank's CEO attributed the growth to strong loan book expansion, improved fee income, and healthy insurance contribution.
The bank's nine-month net profit declined due to the absence of exceptional gains recorded in the previous year.
Kotak Mahindra Bank reported a consolidated net profit of ₹4,924 crore for Q3FY26, up 5% year-on-year and 10% quarter-on-quarter.
Standalone net profit increased by 4% to ₹3,446 crore in Q3FY26.
Net Interest Income rose by 5% to ₹7,565 crore, but Net Interest Margin compressed to 4.54% from 4.93% in Q3FY25.
Asset quality improved with gross NPA ratio declining to 1.30% and net NPA ratio to 0.31%.
The board approved a proposal to raise up to ₹15,000 crore through non-convertible debentures for the next financial year.
- Who
- Kotak Mahindra Bank
- What
- Reported Q3 financial performance and strategic initiatives
- When
- Quarter ended December 31, 2025, announced on January 24, 2026
- Where
- India
- Why
- To provide updates on financial performance and strategic initiatives
- Consolidated Net Profit (Q3FY26)
- ₹4,924 crore
- Consolidated Net Profit (Q3FY25)
- ₹4,701 crore
- Standalone Net Profit (Q3FY26)
- ₹3,446 crore
- Standalone Net Profit (Q3FY25)
- ₹3,305 crore
- Net Interest Income (Q3FY26)
- ₹7,565 crore
- Net Interest Income (Q3FY25)
- ₹7,196 crore
- Net Interest Margin (Q3FY26)
- 4.54%
- Net Interest Margin (Q3FY25)
- 4.93%
- Gross NPA (Q3FY26)
- 1.30%
- Gross NPA (Q3FY25)
- 1.50%
- Net NPA (Q3FY26)
- 0.31%
- Net NPA (Q3FY25)
- 0.41%
- Provision Coverage Ratio (Q3FY26)
- 76%
- Net Advances (Q3FY26)
- ₹4,80,673 crore
- Total Deposits (Q3FY26)
- ₹5,42,638 crore
- CASA Ratio (Q3FY26)
- 41.3%
- Consolidated Customer Assets (Q3FY26)
- ₹598,780 crore
- Domestic MF AUM (Q3FY26)
- ₹586,610 crore
- Revenue from Operations (Q3FY26)
- ₹27,851 crore
- Revenue from Operations (Q3FY25)
- ₹23,946 crore
- Total Expenditure (Q3FY26)
- ₹20,378 crore
- Total Expenditure (Q2FY26)
- ₹17,884 crore
- Pre-Provision Operating Profit (Q3FY26)
- ₹7,473 crore
- EPS (Basic and Diluted) (Q3FY26)
- ₹4.95
- EPS (Basic and Diluted) (Q2FY26)
- ₹4.49
- EPS (Basic and Diluted) (Q3FY25)
- ₹4.73
- Nine-Month Consolidated Net Profit (FY26)
- ₹13,865 crore
- Nine-Month Consolidated Net Profit (FY25)
- ₹17,193 crore
- Nine-Month Total Income (FY26)
- ₹79,456 crore
- Nine-Month Total Income (FY25)
- ₹76,000 crore
- Asset Base (FY26)
- ₹9.44 lakh crore
Sources
Nuvama Wealth posts steady Q3 performance
Kotak Mahindra Bank Q3 results: Profit rises 4% to Rs 3,446 crore; asset quality improves
Kotak Mahindra Bank Q3 net profit up 4%, slightly below estimates; asset quality improves
Kotak Mahindra Bank Net Profit Rises To ₹4,924 Crore In Q3, Revenue Grows 16% YoY To ₹27,851 Crore
