Archive · 15 Aug 2025
Independence Day: Exploring Safe Investment Schemes in India
To avoid losing money quickly, some investment plans promise to keep your money safe and steadily increase it.
Things like bank Fixed Deposits and National Savings Certificates give returns at a fixed rate.
The National Savings Certificate needs at least ₹1,000 to start, while the Public Provident Fund has a 15-year period before you can withdraw money.
These plans can help you grow your money over time without the risks of market ups and downs.
Several investment schemes offer assured returns to protect capital.
Fixed Deposits (FDs) from banks provide returns, typically 5-6% annually.
National Savings Certificate (NSC) offers a 7.7% return with a minimum investment of ₹1,000.
Public Provident Fund (PPF) yields 7.1% but has a 15-year lock-in period.
National Savings Recurring Deposit offers 6.7% return, starting with ₹100.
- Who
- Investors seeking secure returns.
- What
- Safe investment schemes offering assured returns.
- When
- Ongoing.
- Where
- Various financial institutions and post offices in India.
- Why
- To provide safe investment options and protect capital from volatility.
- FD Interest Rate
- 5-6% per annum
- NSC Return
- 7.7%
- NSC Minimum Investment
- ₹1,000
- PPF Return
- 7.1%
- PPF Lock-in
- 15 years
- National Savings RD Return
- 6.7%
- National Savings RD Minimum
- ₹100
