Archive · 23 Dec 2025
Axis Bank Launches Digital Loans for MSMEs
Axis Bank has started a new digital loan service for small businesses in India.
This loan is special because it doesn't require any collateral and is based on the business's daily cash flow.
Businesses can borrow between ₹2 lakh and ₹20 lakh.
The bank uses technology to quickly decide if a business is eligible and can give the money in just a few days.
The repayment is also flexible, as businesses can pay back in small amounts every day based on their sales.
This helps them manage their money better.
Additionally, businesses get a current account with Axis Bank to make the whole process smooth.
Axis Bank launched 'Digital Merchant Cash Advance Loans' for MSMEs in India.
Loans range from ₹2 lakh to ₹20 lakh and are unsecured, based on cash flow.
Eligibility is evaluated digitally using cash-flow intelligence and other parameters.
Instant credit decisions are provided, with funds disbursed within a few days.
Repayments are made through everyday instalments aligned with business cash flows.
- Who
- Axis Bank
- What
- Launched Digital Merchant Cash Advance Loans for MSMEs
- When
- December 23, 2025
- Where
- India
- Why
- To provide quick and flexible credit to micro and small businesses
- Loan Range
- ₹2 lakh to ₹20 lakh
- Loan Type
- Unsecured
- Target Group
- Micro and Small Businesses (MSMEs)
- Repayment Model
- Everyday Instalments (EDI)
- Credit Decision Time
- Minutes
- Disbursement Time
- Few days
- Additional Service
- Axis Bank current account