Business · Economy · 4 hrs ago
Swiss car insurance premiums could rise again in 2027
Swiss drivers could face higher car insurance bills in 2027, though the size of any increase is not yet known.
Comparis says premiums rose by about 19% between August 2021 and August 2026, including a rise of more than 7% in the last year.
Higher repair costs, parts prices and hail damage are pushing costs up for insurers.
More complex car technology can also make repairs costlier because cameras and sensors may need recalibration after damage.
Insurers have not announced a uniform increase: some have not set out their 2027 rates, while Mobiliar says it will not raise premiums across its entire existing customer base.
A driver’s own premium depends on their car and claims history, as well as any general rate change.
If a bill rises, Comparis advises checking the contract’s cancellation deadline and comparing offers, since a general increase usually gives customers a special right to cancel.
Swiss car insurance premiums could rise again in 2027, according to an analysis by Comparis.
Premiums have risen about 19% since August 2021, including more than 7% in the past year.
Comparis and insurers cite higher repair and spare-parts costs, as well as damage from natural events, as drivers of rising costs.
The scale of any 2027 increases remains unclear, and not every policy or customer will be affected.
Comparis advises drivers who receive an increase to check deadlines and compare offers from other insurers.
- Who
- Swiss motorists may face higher car insurance premiums.
- What
- Premiums could rise again in 2027.
- When
- In 2027; premiums rose about 19% from August 2021 to August 2026.
- Where
- Switzerland.
- Why
- Repair and spare-parts costs are rising, and insurers also cite damage from natural events such as hail.
This story does not have two clearly opposing sides.
Motor vehicle insurance premiums rose about 19%, according to the Comparis index.
Die Mobiliar said about one-fifth of its customers were affected by premium increases.
Vaudoise cited hail damage as a cost pressure.
Car insurance premiums could rise again, according to Comparis.
- Premium rise since August 2021
- About 19%
- Increase in the last year
- More than 7%
- Repair labour costs
- Average cost to repair a rear door rose nearly 46% from 2023 to 2025
- Mobiliar customers affected in 2025
- About one-fifth
- Potential next increase
- 2027
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Bei unveränderten Verträgen sollen Kunden jedoch nicht betroffen sein.