Business · Companies · 22 hrs ago
Italian savings bonds for minors offer a 5% gross annual return
Italy’s postal savings bonds for minors now offer a 5% gross annual return until the holder turns 18.
The bonds are issued by Cassa Depositi e Prestiti, guaranteed by the Italian state and distributed by Poste Italiane.
They can be opened with a minimum of €50 and placed in the name of children and teenagers up to age 16 and a half.
The accumulated money can help pay for further study, starting work or other personal plans when the young person reaches adulthood.
More than 6.8 million bonds are in circulation, worth over €10.5 billion in total.
They have no subscription fees, interest is taxed at 12.5%, and they are exempt from inheritance tax.
Campania has the most bonds, followed by Lombardy and Lazio.
Italian postal savings bonds for minors offer a gross annual return of 5% until the holder turns 18.
The bonds are issued by Cassa Depositi e Prestiti, guaranteed by the Italian state and distributed by Poste Italiane.
They can be purchased from €50 and registered to children and young people up to 16 and a half years old.
The accumulated money can be used for studies, starting work or other personal projects.
More than 6.8 million bonds are in circulation, with a total value above €10.5 billion.
- Who
- Children and young people up to 16 and a half can hold the bonds. Parents, grandparents, relatives and friends can provide them.
- What
- Postal savings bonds for minors offer a gross annual return of 5% until the holder turns 18.
- When
- The reports were published on 30 October 2026.
- Where
- Italy.
- Why
- They are intended to help build savings for studies, entering the workforce or other personal projects.
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- Gross annual return
- 5% until age 18
- Minimum subscription
- €50
- Maximum age at registration
- 16 and a half years
- Bonds in circulation
- More than 6.8 million
- Total value
- More than €10.5 billion
- Regional ranking
- Campania first, followed by Lombardy and Lazio