Business · Economy · 12 hrs ago
Spanish households invest 36% less than the EU average
Spanish households have made progress in saving, but they invest less than the EU average.
AFME says they have an average of €31,039 per adult invested in capital markets, compared with €48,290 across the EU.
34% of their financial assets is held in cash and deposits, compared with 25% in Italy and 28% in France.
Inflation has also reduced the value of money left in current accounts: one estimate puts the loss since 2021 at 18.4%.
AFME says more savings should fund productive investment to help businesses get financing and support Europe's growth and competitiveness.
The association says this goal is aligned with the approval of a European investment account.
Spanish households have 36% less invested in capital markets per adult than the European Union average, according to a report by the Association for Financial Markets in Europe (AFME).
The average is €31,039 per adult in Spain, compared with €48,290 across the EU.
Spanish households keep 34% of their financial assets in cash and deposits, compared with 25% in Italy and 28% in France.
AFME called for savings to be directed towards productive investment to support business financing, growth and European competitiveness.
The article says inflation between 2021 and 2026 eroded the value of money in current accounts by 18.4%.
- Who
- Spanish households, compared with households across the European Union.
- What
- Spanish households have 36% less invested in capital markets per adult than the EU average.
- When
- The report findings were reported on 9 November 2026.
- Where
- Spain, compared with the European Union.
- Why
- Not stated
This story does not have two clearly opposing sides.
The period covered by the reported inflation figures begins.
Inflation reached 22.6%, and money in current accounts lost 18.4% of its value, according to the article.
La Vanguardia reported AFME’s figures on Spanish household investment.
- Spanish investment per adult
- €31,039
- EU investment average per adult
- €48,290
- Spanish households’ assets in cash and deposits
- 34%
- Value lost by money in current accounts
- 18.4% between 2021 and 2026
What people are saying
mobilise savings towards productive investment to strengthen business financing, growth and Europe’s competitiveness
companies have access to smaller capital markets than many of their global competitors, while too much European savings remains untapped