Personalized reminders may help people save more for retirement

Personalized reminders may help people save more for retirement.

Private savings are becoming an increasingly important part of public debate about retirement.

Researchers have compared messages that stress what people could lose by not saving with messages that focus on what they could gain.

Past research has produced conflicting results about which approach works better.

The findings matter because retirement savings affect people's financial preparation for later life.

The available information does not say what kind of personalization works best or what happens next.