Business · Companies · 13 hrs ago
Deutsche Bank aims to speed up business loans with AI
Deutsche Bank plans to use AI to process business loans faster at Germany’s largest bank.
For smaller, less complex companies, it aims to cut decisions from weeks to minutes, while decisions for multinational companies could take weeks instead of months.
The project is already under way, and the bank plans to invest more than €2.5 billion extra in its IT systems by 2028.
The work supports chief executive Christian Sewing’s goal of making the bank truly AI-powered, with a focus on using data to provide better customer solutions.
Technology chief Marie-Jeanne Deverdun says intelligent AI agents may become bank customers, though some US competitors restrict such programs’ access to customer accounts.
The bank says privacy, legal rules and cybersecurity need close attention as it expands AI use.
Deverdun says managing cyber risks is her top priority, and the bank is committing significant resources to reduce them.
Deutsche Bank aims to cut processing times for straightforward business loans from weeks to minutes using artificial intelligence.
For loans to multinational companies, the bank aims to reduce decisions from several months to a few weeks.
The project is already underway, technology chief Marie-Jeanne Deverdun said in an interview with Reuters.
The bank plans to invest more than 2.5 billion euros in its IT systems by 2028.
Deverdun said managing cyber risks is her top priority as the bank increases its use of AI.
- Who
- Deutsche Bank, led on technology by Marie-Jeanne Deverdun.
- What
- It plans to use AI to speed up business loan decisions.
- When
- The project is already underway. Deverdun discussed it on Monday, October 26, 2026.
- Where
- Not stated
- Why
- The bank aims to make lending faster and use AI to offer customers better solutions.
US competitors
Deutsche Bank
AI agents accessing customer accounts
US competitors
Some US competitors block AI agents from accessing customer accounts because they fear the programs could affect IT systems and undermine trust in the financial system.
Deutsche Bank
Deutsche Bank is preparing for a time when intelligent agents become its customers.
Deverdun took on her new role at Deutsche Bank.
Deverdun discussed the bank's AI lending plans in an interview with Reuters.
Deutsche Bank plans to invest more than 2.5 billion euros in expanding its IT systems.
- Loan decisions for smaller companies
- Target: minutes instead of weeks
- Loans to multinational companies
- Target: a few weeks instead of several months
- Project status
- Already underway
- Planned IT investment
- More than 2.5 billion euros by 2028
- Technology chief
- Marie-Jeanne Deverdun
What people are saying
We are already preparing for a time when intelligent agents will be our customers.
And for smaller companies, which are less complex, we are talking about minutes instead of weeks.
The bank that wins the race will not be the one with the most pilot projects or the most powerful AI model.
Cyber risk management is naturally my top priority.